Debt and bankruptcy
Chapter 7, Chapter 13, business restructuring, foreclosure, garnishment, repossession and student-loan problems.
Bankruptcy information
Toledo counsel Ohio and Michigan
Direct access to a lawyer, plain answers and practical options for people, families and businesses.
Already a client? Open the secure portalHow we help
Ciolek LTD maintains a broad civil and criminal practice. These are the matters people most often call about.
Chapter 7, Chapter 13, business restructuring, foreclosure, garnishment, repossession and student-loan problems.
Bankruptcy informationState and federal charges, investigations, protection orders, expungements and cases with immediate deadlines.
Call before the deadlineDivorce, dissolution, custody, support, guardianships and matters where the legal and personal collide.
Contact the officeContracts, real estate, landlord-tenant, employment, non-compete and practical problems inside a business.
View the full practiceEstate planning, probate administration, trusts, guardianships and disputes among heirs or beneficiaries.
Learn moreCivil rights, intellectual property, federal asset forfeiture, appeals and disputes that do not fit a simple category.
Explore every practice areaHow the office works
Calls and emails are handled promptly, especially when a hearing, sale, garnishment or other deadline is close.
The first question is what solves the problem, not what creates the largest legal bill.
You get straightforward explanations, realistic choices and access to the lawyer responsible for the matter.
Local counsel
Ciolek LTD serves individuals, families and businesses from its downtown Toledo office. The practice handles matters in Ohio and Michigan and works in state, federal and administrative forums.
When timing matters
Sale dates, garnishments, repossessions, court dates and investigations can turn on short deadlines.
Next step
The main site has detailed practice information, office resources and the secure client portal.